Being a black man is hard enough when you are in the US. It is even more so when one is financially struggling and disabled. Where can a needy and disabled black man or a destitute person go to have a roof over his head? What is he to do to avoid becoming one of the homeless vagrants out on the streets?
One of his options is to take advantage of Section 8 of the Housing and Community Development Act of 1974 that provides for subsidized housing. The subsidy falls under the Housing Choice Voucher Program. The Department of Housing and Urban Development (HUD) and the Department of Veteran Affairs (VA) run the Section 8 programs. In the Voucher Program, the eligible recipients still pay rent equivalent to at least 30% of their income. The balance of the rental payment comes from the Federal government in the form of vouchers. For disabled individuals who are working, there is a provision for sliding scale program pay as you earn and also another provision wherein the HUD will not consider the income earned for the first year and only 50% of the income for the second year. This keeps the rental amount partially frozen to allow the beneficiary to attain self-sufficiency. That goes with the saying, where there is a will there is a way.
A second option is to avail of the HUD’s Supportive Housing Program. It involves housing projects converted by developers into long-term lease units in exchange for an acquisition or renovation grant of up to US$400K from the HUD. A tenant is required to pay at least a third of his income in rent.